Consumer Lending Indirect Underwriter

<strong>It Starts With Our Employees <br><br></strong>FourLeaf's ultimate goal is to provide the best-in-class member and employee experience, and it all begins with two things: hiring incredible people and giving them a great place to work.<br><br><strong>What You’ll Do<br><br></strong>The Consumer Lending Indirect Underwriter is responsible for evaluating consumer loan applications to determine the creditworthiness of applicants applying for financing through indirect channels or third-party vendors. This role involves analyzing financial information, credit reports, and other relevant data to make informed lending decisions, ensuring compliance with company policies, regulations, and risk management practices.<br><br>Hours: Monday - Friday 9:00am to 6:00 pm with one Saturday (8:00 am - 3 pm) monthly. Employee will receive one day off during the week when scheduled for a Saturday.<br><br>This opportunity is open to flexible work options including a hybrid or remote set up<br><br><strong>Core Contributions<br><br></strong><ul><li>Analyze Loan Applications: Evaluate credit reports, application information, and financial documents to determine applicants’ ability to repay, ensuring all loan decisions comply with company policies and guidelines.</li><li>Collaborate with Teams: Work closely with the underwriting team, sales teams, and senior management to ensure a smooth and efficient loan process.</li><li>Loan Recommendations: Provide recommendations for loan approval or denial to the Loan Review Committee or Underwriting Manager when applicable.</li><li>Dealer Relationships: Maintain and handle dealer relationships, ensuring effective communication and loan accuracy.</li><li>Fraud Detection: Identify potential fraud or misrepresentation in loan applications.</li><li>Communication: Communicate effectively with dealers or other third-party vendors to clarify underwriting requirements and ensure loan accuracy.</li><li>Decision Making: Make loan decisions, answer phones, and respond to queries within established dealer service levels.<br><br></li></ul><strong>Assets You Will Bring<br><br></strong><ul><li>High School Diploma or GED.</li><li>Minimum of 2 years in Consumer Underwriting, Consumer Lending, or a related field; experience collaborating with dealers is preferable.</li><li>Strong understanding of underwriting guidelines, credit risk assessment, and lending regulations.</li><li>Strong organizational skills to manage a high volume of loan applications.</li><li>Computer Skills: Proficient in Excel, Outlook, and Word; experience with LOS navigation (ARC system) and DNA. </li><li>Certifications: Lending Certified<br><br></li></ul><em>The estimated salary for this role is $31.93 - $38.32 per hour. (FourLeaf Federal Credit Union offers a comprehensive benefits package, including medical, dental, and vision coverage; life and disability insurance; voluntary benefit programs; a 401(k) plan with employer match; reimbursement and wellness programs; and an annual performance-based bonus.) In addition to the salary or hourly rate listed above there may be other compensation & benefits available.<br><br></em><strong>What Sets Us Apart?<br><br></strong>In addition to our comprehensive benefits, we invest in employee connection and well-being through:<br><br><ul><li>Competitive 401(k)</li><li>Tuition and fitness reimbursement programs</li><li>Flexible work options</li><li>Volunteer opportunities</li><li>Executive “Water Cooler Chats”</li><li>Clubs, sports, and social events</li><li>Food truck days<br><br></li></ul>….and more!<br><br><strong>Who is FourLeaf?<br><br></strong>FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child’s first savings account, FourLeaf is here to help you reach your financial goals.<br><br>We are proud to be an award-winning place to work! Some of our recent recognitions include Certified Great Place to Work 2024-2025, America’s Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune’s Best Workplaces in Financial Services & Insurance 2024.<br><br>As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.<br><br>

Back to blog

Other Jobs To Apply

Airport Ramp Agent - ICT (Full Time)

Overnight Inbound (Stocking) (T0942)

Student Photo & Video Editor - College Relations

Video Editor

Appeal Examiner

EAP Worklife Analyst - Medicare Team

Call Center Agent (PT or FT - 100% Work From Home)

Full-Time HR Manager (40h/week) | Remote | Fast-Growing E-Commerce Startup

Shopper Team Member

Amazon Warehouse - Shopper / Order Fulfillment Associate

IT Operations Lead

Amazon Delivery Driver

Area Manager – Warehouse Operations

Distribution Center Associate

Amazon Warehouse

Amazon Delivery Driver

Portuguese Speaking Search Engine Customer Consultant Online Department

Fulfillment Center Team Lead

Amazon Flex

Fresh Warehouse Team

Cybersecurity & IT Support Jobs - Remote Work Available

Remote Senior Cybersecurity Consultant (Part-Time)

Part-time Cybersecurity Professor - Continuous Pool

UPS Careers in Cheney, WA

Occupational Therapist - Full Time

Work From Home Gig

Remote Travel Advisor (Flexible Hours | No Experience Required)

Remote Customer Support Agent - Flexible Schedule

amazon work from home $15+/ Hour (Sign on Bonus!)!

Amazon Customer Service

Call Center Representative - Work From Home

Family Medicine

Customer Service Agent (PT or FT)

Manager of Graphic Design - Remote

Virtual Medical Scribe

Remote Medical Scribe

Area Manager (Fulfillment & Operations)

Amazon Fulfillment Center Warehouse Associate

Lead Warehouse Associate Fast-Paced Delivery Ops

Distribution Center Associate

Warehouse Package Handler

Package Handler $15+/ Hour (Sign on Bonus)!

Courier (PT & FT available)

Amazon Flex

Work From Home Customer Service Rep

warehouse

Amazon Prime Delivery Driver

Shopper / Order Fulfillment Associate

Help Desk Agent ( Remote)

Data Center Operations Technician IV

Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...